INDEPENDENT INSURANCE AGENT | SPRINGFIELD, NJ
We Don't Just Sell Insurance. We Make Sure You Understand What You're Buying.
Many insurance brokers send you a quote and hope you don’t ask too many questions. We sit down, explain why one option makes more sense than another for your specific situation, and help you decide based on real information, not our commission.
Independent Insurance Broker | Serving New Jersey | Family-Run Since 1982
SOUND FAMILIAR?
Why People Dread Dealing With Insurance Agents
Most brokers are incentivized to close deals quickly, not to spend time educating you. They send PDFs filled with jargon, give vague answers when you push back, and hope you pick something without asking too many questions. Months later you’re underinsured or your doctor isn’t covered.
We built Ghilino Insurance Agency differently.
- You call for a quote, they send a PDF filled with jargon
- Questions get vague answers or sales pressure
- You pick cheapest because you don't know what else to do
- You pick the most expensive because they pressure you
- Months later you're underinsured or not covered
WHAT WE HELP WITH
How We Are Different From Other Insurance Brokers
We're an Independent Insurance Agent, We Compare, We Don't Push
Not tied to one insurance company. We work with top carriers and show you real options based on your situation, not what’s most profitable for us to sell.
We Take The Time to Actually Explain Things
We want you to understand what you are signing up for why certain coverage is right or wrong. We walk you through everything in plain English so you understand your coverage options and make the right decision for you.
We Show You Real Costs
Many times, the costs of insurance can be confusing. We help you break down the actual costs of your insurance and understand what you will be paying for the coverage you need.
We're Honest When Something Isn't Right for You
Our goal is to find the right coverage for you, not to sell the highest commission product. If certain insurance coverage doesn’t fit your situation, we’ll tell you.
We Stay Available
Annual reviews. Claims assistance. Beneficiary updates. Your insurance needs will likely change over time. Once you’re a client, you have someone to call when you have a question or need to update your coverage.
Family-Run & Proud to Serve New Jersey
Yes, there are other insurance brokers in New Jersey, but we have your best interest in mind, not ours. When you call, you talk to the same people every time. We’re your neighbors, not a call center. Serving New Jersey since 1982.
Many insurance agencies push whatever product pays them the highest commission. We work differently. We’re an independent broker that is not locked into one company. We compare options from top carriers and then sit down and explain your options in plain English.
As an independent insurance agency, serving New Jersey families since 1982, we compare options from top-rated carriers so you always get guidance that fits your situation, not ours
TESTIMONIALS
Proudly Serving New Jersey Families Since 1982
Based in Springfield | Serving All of New Jersey
“Ghilino Agency has been a pleasure to work with. Always available to answer any questions, found me the best quotes, and made the whole process easy and seamless from start to finish!”
S.B. – Review Left on Google
“The Ghilino Insurance Agency was wonderful to work with in helping me select my whole-life insurance policy. They made sure I understood what I was getting and completed everything in a timely manner. Thank you!”
S.P. – Review Left on Google
“★★★★★”
K.K. – Review Left on Google
FAMILY RUN SINCE 1982
We're Your Neighbors
Ghilino Insurance Agency has been serving as an independent insurance agent in New Jersey since 1982. Based in Springfield, we help families and businesses throughout Union County, Morris County, Essex County, and across New Jersey compare life insurance, health insurance, Medicare plans, and fixed annuities from multiple top-rated carriers.
As an independent broker, we’re not tied to any single insurance company. Our job is to find the right coverage for your situation, not to push whatever product pays us the most.
When you call us, you talk to the same people every time. When your situation changes, we’re here to help you adapt.
Meet Our Team
Andrew Ghilino
President
Ronald Ghilino, CLU
Vice President
If You Need Help With Life Insurance, Health Coverage, or a Fixed Annuity.
We are Here to help.
When it comes time to purchase insurance, making sure you understand your coverage options and getting it right the first time is key. Our team is ready to help you make sure you make the right insurance decisions.
Schedule a free consultation, and let’s find the right coverage for you today.