Business owners can enjoy the advantages of self-funding. With the self-funded plans we offer, you can experience those advantages without taking on added risk. It’s an easy way for you to lower your costs while providing quality healthcare benefits to your employees.
Cost Efficiency & Savings
Self-funded health plans can save your business money, especially if your workforce is relatively healthy. Instead of paying high monthly premiums, you pay for the healthcare services your employees use. If claims are lower than expected, you keep the savings—money that would otherwise go to an insurance company.
Customization
Unlike traditional plans, a self-funded option allows you to tailor your plan to meet the specific needs of your team. Whether it’s adjusting deductibles, co-pays, or coverage options, you can design a plan that’s aligned with your workforce’s healthcare needs.
Transparency & Flexibility
With a self-funded plan, you have more visibility into where your healthcare dollars are going. This transparency allows you to make informed decisions about benefits and adjust the plan as needed, ensuring you’re always getting the most value for your investment.
Stop-Loss Coverage for Protection
While self-funding might sound risky, we’ll help you put measures in place to manage that risk. One of the most important safeguards is stop-loss insurance, which protects your business by limiting how much you’ll pay in case of large, unexpected claims. This way, you can offer comprehensive coverage while protecting your business’s financial health.
Protect your family's financial future with Ghilino Insurance Agency. Our life insurance policies provide a safety net in case of an unexpected event.
Keep your family healthy and protected with Ghilino Insurance Agency. We offer a range of health insurance policies to cover your family's medical needs.
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